Concern over how to pay for long-term care for a senior loved one is a common worry among families today. Contrary to what many believe, if a senior’s care needs are non-medical in nature, they will not be covered by options like health insurance, Medicare, or Medicaid. For those who wish to remain at home as they age, investing in a long-term care insurance policy is a great way to ensure that you are prepared for long-term care. Get prepared by taking the first step and contact our care team today.
A long-term care insurance policy can cover in-home care service through home care providers, and can give families peace of mind knowing their senior loved ones have the means to age in place in the comfort of home. Long-term care insurance can also cover other options such as skilled nursing, assisted living and memory care communities. As beneficial as they are for families, long-term care policies can be challenging to navigate, and it is important to fully understand the policy benefit amount, the benefit period and the elimination period.